Rehab Loans

Rehab Loans: Transform Properties, Maximize Profits

Real estate investment is all about opportunity, but many great properties need repairs before they can reach their full potential. Whether you’re a house flipper, landlord, or investor looking to revitalize distressed properties, Proactive Commercial Lending Group, LLC offers tailored Rehab Loans designed to help you finance renovations and boost property value.

 

Traditional banks often reject rehab projects due to property conditions or borrower requirements, but we take a different approach. We evaluate the investment potential of your property, not just your credit score or tax returns. Our Rehab Loans provide you with the funds needed to purchase and renovate a property, making it easier to increase equity and cash flow.

Key Benefits of Our Rehab Loans:

  • Fast Approvals & Quick Closings – We understand the urgency of investment deals and strive for rapid processing.
  • Flexible Financing Terms – Interest-only payments and extended loan durations give you breathing room.
  • Up to 90% Loan-to-Cost (LTC) Financing – Cover purchase and renovation costs with minimal upfront investment.
  • No Tax Returns Needed – Stated income programs allow for easier qualification.
  • Available in 40+ States – Expand your real estate portfolio across the U.S.

Who Can Benefit from a Rehab Loan?

Rehab loans aren’t just for professional house flippers. They’re a great option for:

 

  • Fix-and-Flip Investors – Buy distressed properties, renovate them, and sell for profit.
  • Buy-and-Hold Investors – Improve rental properties to increase income and value.
  • First-Time Real Estate Investors – Enter the market with flexible financing solutions.
  • Developers & Contractors – Secure funding for property improvements and renovations.

Types of Rehab Loans We Offer

Fix & Flip Loans

 

●  Short-term loans designed for investors who buy, renovate, and resell properties.
●  Loan amounts based on after-repair value (ARV).
●  Interest-only payments for better cash flow during renovations.

Buy-and-Hold Rehab Loans

●  Perfect for landlords looking to improve properties before renting.
●  Long-term financing options available after renovation completion.
●  Helps investors build rental portfolios with minimal upfront capital.

Construction & Heavy Rehab Loans

●  For extensive property overhauls, including structural repairs and major improvements.
●  Funds released in stages based on project milestones.
●  Covers material costs, contractor fees, and labor expenses.

Bridge Loans for Property Rehab

●  Temporary financing to cover rehab costs before securing long-term funding.
●  Quick access to capital so you don’t miss investment opportunities.
●  Ideal for investors who need flexibility before refinancing with a traditional lender.

How Our Rehab Loan Process Works

1. Loan Application – Contact us to discuss your investment and financing needs.2.

2. Property Evaluation – We assess the property’s potential and estimated after-repair value.

3. Loan Approval & Funding – Receive funding quickly so you can begin renovations without delay.

4. Rehab & Improvements – Complete renovations according to your business plan

5. Refinance or Sell – Transition to long-term financing or sell for a profit.

Additional Considerations When Choosing a Rehab Loan

Understanding Loan Terms and Interest Rates

 

Rehab loans come with different interest rates and terms depending on the property type, borrower qualifications, and project scope. Our team helps you navigate these options to find the best fit for your investment goals.

Maximizing Profitability with Strategic Renovations

Investors can optimize their returns by prioritizing high-impact renovations. Our financing solutions allow you to improve properties efficiently without depleting your working capital.

Navigating Zoning and Permit Requirements

Each municipality has specific zoning laws and permit requirements for property renovations. We assist borrowers in understanding these regulations to ensure a smooth rehab process.

Building a Strong Rehab Team

The success of a rehab project depends on having the right contractors, inspectors, and property managers. Our financing solutions provide the stability needed to assemble a reliable team.

Exit Strategies for Rehab Investments

A well-planned exit strategy is crucial for rehab investors. Whether you plan to sell, refinance, or rent out the property, our loans are structured to align with your investment timeline and goals.

Frequently Asked Questions (FAQs)

We offer up to 90% of purchase and rehab costs, with loan amounts based on the property’s after-repair value (ARV).

No! While experience is beneficial, first-time investors can qualify if they present a solid rehab plan and demonstrate financial capability.

We prioritize quick closings, often funding within 10-15 days, so you can secure investment properties without delays.

Yes! We offer refinancing solutions to transition into long-term loans after the property is stabilized.

We focus on the investment potential of the property rather than just credit scores, making our loans accessible to more investors.

Get Started on Your Next Rehab Project!

At Proactive Commercial Lending Group, LLC, we help investors finance renovations, increase property value, and maximize profits. Whether you’re flipping a single home or revitalizing an entire portfolio, we have the right funding solutions for you.

Call us today: 877-251-4598
Email us: bmyles@proactivelendinggroup.com

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