Land Loans

Land Loans - Flexible Financing for Your Real Estate Investments

When it comes to purchasing land, securing financing can be a challenge. Traditional banks often impose rigid lending criteria, making it difficult for investors, developers, and individuals to obtain funding for raw land or development projects. At Proactive Commercial Lending Group, LLC, we specialize in Land Loans with flexible terms, minimal documentation, and fast approvals, so you can seize opportunities without unnecessary delays.

Why Choose Proactive Commercial Lending Group for Land Loans?

Since 2003, we have been dedicated to helping hardworking business owners and investors access the financing they need to thrive. Our extensive network of private investors, combined with our in-house lending programs, allows us to offer land loans with more relaxed credit and property restrictions. Here’s why our clients trust us:

 

  • Easy Terms: We focus on the value of your investment rather than rigid bank criteria.
  • Stated Income / No Tax Returns Needed: Traditional documentation isn’t required for approval.
  • Fast Close SBA Loans: Secure financing quickly and efficiently.
  • No Income, No Asset Program (Up to 80% LTV): Get funding without extensive proof of income or assets.
  • Fix & Flips Made Fast and Easy: Streamlined financing for quick property turnarounds.

Types of Land Loans We Offer

At Proactive Commercial Lending Group, LLC, we understand that every investment is unique. We offer customized land loan solutions to match your specific needs:

 

1.Raw Land Loans

 

  • Ideal for undeveloped properties with no existing infrastructure.
  • Higher Loan-to-Value (LTV) options available.
  • No tax returns required.

 

2.Lot Loans

 

  • Designed for residential or commercial lots with future development potential.
  • Financing available for both individual buyers and developers.
  • Flexible terms based on investment potential.

 

3.Agricultural Land Loans

 

  • Perfect for farmland, ranches, or rural properties.
  • Options available for income-producing and non-income-producing land.
  • No-income documentation programs available.

 

 

4. Construction Land Loans

 

  • Financing for land where future construction is planned.
  • Interest-only payments available during the construction phase.
  • Funding for permits, site development, and pre-construction costs.

Benefits of Our Land Loans

  • Quick Approvals & Fast Closings: We understand that time is money, so we work swiftly to process your loan.
  • No Traditional Bank Restrictions: We focus on the investment value rather than rigid bank regulations.
  • Minimal Documentation Required: No tax returns or extensive financial statements needed.
  • Competitive Interest Rates: Access reasonable rates without the hassle of traditional financing.
  • Nationwide Lending: We fund land purchases in over 40 states.

FAQs About Land Loans

Yes! We offer a Stated Income / No Tax Returns Needed program, making it easy to secure financing without traditional documentation.

We offer up to 80% Loan-to-Value (LTV), depending on the land type and location

Our Fast Close SBA Loans ensure you can access funding quickly—sometimes in as little as a few weeks.

Absolutely! Whether you’re purchasing land for a future business venture, real estate investment, or agricultural use, we have loan programs tailored for your needs.

Yes! Our Fix & Flip Loans make it easy to acquire and develop land for resale.

A land loan is specifically for purchasing undeveloped property, while a construction loan includes funds for both land acquisition and building development.

The rates may be slightly higher since land loans are considered riskier than home mortgages. However, we offer competitive rates and flexible terms.

Get Started with Proactive Commercial Lending Group

At Proactive Commercial Lending Group, LLC, we believe that financing should never be a roadblock to achieving your real estate goals. Whether you’re looking to purchase raw land, develop commercial property, or secure funding for agricultural use, we have the expertise and resources to make it happen.

Contact us today to discuss your land loan options and take the next step toward your investment success!

Call us now: 877-251-4598

Email us:bmyles@proactivelendinggroup.com

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