Pro-Active Lending LLC can offer loans of up to 80% Loan-to-Value on the right property, and for the right price.

Whether you are a broker or a borrower in need of a quick soft Money loan, Pro-Active Lending can help! We live up to our name by taking a very proactive, vigilant approach to choosing lenders and other sources of capital in order to meet your needs with the best possible financing options. With our large network of well-vetted lending partners, you will be able to get the capital you need, all within the time that you need it.

Soft Money Loan program

  • Loan-to-Value of up to 80% for the right price/right property
  • Terms range from 6 months to 30 years
  • Rates are between 7.5% to 11.95%
  • Origination Fees can be from 1% to 4%
  • Closing time takes from 7 Days to 1 Month

For rapid response, please fill out the form below … or just give us a call. We are ready to listen to your particular situation and guide you to the best possible loan!

Soft Money Loans

Pro-Active Lending LLC says “Yes!” when the banks say “No.”

If the bank turned down your loan because of insufficient income shown on your tax returns, this might be the type of loan for you. No need to stress over it (the bank has many reasons to tell you, “no!” during these times). Instead, take advantage of Pro-Active Lending’s flexible Soft Money program. One great way to utilize this flexible program is to complete your Soft Money loan, then return to the bank with your stabilized property (often done within a a year). The bank will welcome the opportunity to refinance your loan.

Soft Money Loan program

  • Requires stated income (no tax returns required), and full-documentation of your almost-bankable loan
  • Loan amounts vary from $25,000 to $5 million
  • Rates from 7.5% available
  • Terms range from 8 to 30 years, fixed rate available
  • Loan-to-Value of up to 75% (80% CLTV) for the right price/right property
  • Investment in SFR, Condo, 2-4 Units, Multi-Family, Mixed-Use, Office, Retail, Warehouse, Self-Storage, Auto Service, etc. 

From single-family to multi-family residences, and retail to warehouse spaces, we can help you look at all the options!  Just fill out the quick and easy form below… our goal is to help you say, “Problem Solved!”

Rehab Loans

Pro-Active Lending LLC offers easy “Fix & Flip” programs.

Found a great deal on a “fixer-upper?”  Enjoy getting up and renovating without all the time-consuming hurdles. Pro-Active Lending’s Fix and Flip rehab programs make it easy to apply and quick to receive funds—so necessary for getting that rejuvenated property back onto a hot Texas market.

Rehab Loan program 

  • Rates from 9.9% to 12%, with interest only available
  • Terms range from 6 to 12 months, with extension options
  • Loan-to-Value of up to 80% After Repair Value (purchase price + renovations budget combined)
  • No pre-payment penalties

What kind of funding is needed for your latest “Fix & Flip” dream? Give us a call and we’ll guide you through several options to get you the perfect funding for those time-sensitive renovations!



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