SBA Loans in Dallas

Small Business Loans in Dallas Texas

By | SBA Loans in Dallas, Texas Commercial Loans

Small business loans in Dallas Texas are available in a number of different structures. The good news is that the federal government has several small business loan programs, there are products for just about every situation. And, since the government doesn’t actually approve or disperse loans (it only sets the guidelines), there are specialty lenders who can work with borrowers in a one on one manner. Read on to learn more about small business loans in Dallas Texas and what you need to know.

Small business loans in Dallas come in numerous forms. They also range widely in amount, term length, and more elements. For instance, some are for niche businesses, while others are for much larger organizations. So, let’s take a look at the most common types of small business loans and those available right here in Dallas Texas:

  1. SBA 7(a) loans. This loan program is designed to fund the purchase of things like commercial real estate, commercial-grade equipment, along with providing organizations with working capital.
  2. SBA 504 loans. Similar to the 7(a) loan program, the SBA 504 loan program likewise provides financing for the acquisition of commercial real estate and business equipment, too.
  3.  SBA microloans. These are for home-based businesses, as well as nonprofits.

For the latest rates and to find custom solutions for commercial funding, just visit or give their professionals a call today. We have small business loans ranging from $50,000 up to $5 million, for organizations with 500 or fewer employees.

SBA Loans in Dallas

By | SBA Loans in Dallas

SBA loans in Dallas are available in a few different forms and from a variety of lenders. The great thing about SBA loans, is they are government-backed, but available through private lenders, including specialty lenders, traditional banks, and credit unions. They can range from $25,000 up to $20 million, and can carry terms between 5 years and up to 25 years. Read on to learn more about SBA loans in Dallas.

SBA loans in Dallas are available through several different sources, but all follow the same standard requirements set forth by the federal government. These loan programs are structured to provide capital funding for a number of purposes, so, some are a better fit than others. Here’s a quick overview of the most common types of SBA loans:

  1. SBA 7(a) loan. This type of loan structure is for general purposes, such as equipment purchases, inventory buys, business acquisition, real estate purchases, and other things, as well. The term of this loan can be up to 25 years, but can also be considerably shorter. The minimum loan amount is $50,000 while being maximum tops out at $5 million.
  2.  SBA CDC/504 loan. This commercial debt instrument is intended for Real estate acquisition, as well as commercial equipment purchases. It too can have a term of as long as 25 years, or a shorter-term. This type of loan has a minimum amount of $125,000, but can go up to, and exceed $20 million.
  3. SBA microloan. The microloan is intended for either newly established businesses, or startups, and can range in amounts up to $50,000.