Monthly Archives

July 2020

Types Of Small Business Loans in Houston

By | Houston Small Business Loans, Texas Commercial Loans

Small business loans in Houston are available in various sizes and forms. These range from just $50,000 up to a maximum of $5 to $5.5 million. And, which is right for you and your situation depends on a number of factors. But, there are several choices, which is why it’s very important to understand the basics of small business loans. So, read on to learn more about SBA loan programs in and around the city of Houston.

While there are numerous kinds of small business loans here in Houston and throughout the Lone Star State, three are among the most common and popular.

Perhaps the most well known and used is the SBA 7(a) loan program, which is for the procurement of commercial real estate, buying business equipment, and working capital.

The SBA 504 loan program is also for purchasing commercial real estate and equipment, like the 7(a) but has a different rate and term. Lastly, the Microloan program is intended for use by nonprofits and home-based businesses.

SBA Loan Requirements

Of course, small business loans do carry qualification parameters. For instance, the company must have less than five hundred employees and earn less than $7.5 million in annual revenue over the past three years. Plus, the net income cannot exceed $5 million after deducting taxes and also not counting carry over losses.

If you need to know more about small business loans in Houston, please visit for answers.

Small Business Loans in Dallas Texas

By | SBA Loans in Dallas, Texas Commercial Loans

Small business loans in Dallas Texas are available in a number of different structures. The good news is that the federal government has several small business loan programs, there are products for just about every situation. And, since the government doesn’t actually approve or disperse loans (it only sets the guidelines), there are specialty lenders who can work with borrowers in a one on one manner. Read on to learn more about small business loans in Dallas Texas and what you need to know.

Small business loans in Dallas come in numerous forms. They also range widely in amount, term length, and more elements. For instance, some are for niche businesses, while others are for much larger organizations. So, let’s take a look at the most common types of small business loans and those available right here in Dallas Texas:

  1. SBA 7(a) loans. This loan program is designed to fund the purchase of things like commercial real estate, commercial-grade equipment, along with providing organizations with working capital.
  2. SBA 504 loans. Similar to the 7(a) loan program, the SBA 504 loan program likewise provides financing for the acquisition of commercial real estate and business equipment, too.
  3.  SBA microloans. These are for home-based businesses, as well as nonprofits.

For the latest rates and to find custom solutions for commercial funding, just visit or give their professionals a call today. We have small business loans ranging from $50,000 up to $5 million, for organizations with 500 or fewer employees.

Small Business Loans in Austin

By | SBA Loans in Austin, Texas Commercial Loans

Small business loans in Austin and beyond are a great way to either start operation, to expand a company, or even to rescue a commercial enterprise. Often, these are the best source for capital and have several advantages to them for borrowers. Read on to learn more about small business loans in Austin and beyond.

Small business loans in Austin come in many different forms. These range from tens of thousands of dollars to hundreds of thousands, up to millions of dollars. Of course, there are restrictions. But, in general, small business loans are ideal for a number of reasons.

Some of the most common is the SBA 7(a) loan, the SBA 504 loan, the SBA microloan, along with a few others. The SBA 7(a) loan is intended to supply working capital, purchasing commercial real estate, equipment acquisition, and debt refinancing. The SBA 504 loan is for buying commercial grade equipment, as well as the purchase of the commercial property. Meanwhile, the SBA microloan is for nonprofits and home-based businesses.

SBA loans range from tens of thousands of dollars, up to a maximum of $5 million. Interest rates range from approximately 4.7 percent, up to 8 to 10 percent, and even as much as 13 percent. Also, term lengths range from six months up to a few years, and even several years.

If you have questions about any type of small business loan and qualification requirements, just get in touch with today for all the answers.

Small Business Loans in San Antonio

By | SBA Loans in San Antonio

Small business loans in San Antonio are available for a variety of reasons. Whether it’s for a brand new start-up business or to expand an established business or even to rescue or rebuild a struggling business. The good news is that whatever you need, there’s probably a strong chance that you’ll find one that’s a good fit for your business.

First, let’s explain what an SBA loan is and isn’t. These loans aren’t dispersed by the federal government. Instead, the SBA sets the requirements and guidelines for small business loans, while approved lenders — such as traditional banks, credit unions, and specialty providers.

SBA loans are generally more short term rather than the long term. Loan amounts vary widely depending on the type of loan, ranging from tens of thousands of dollars, up to $5 million. As mentioned, SBA loans can offer terms of just a couple to a few years or as many as a decade or even twenty-five years.

As far as interest rates are concerned, SBA loans are usually competitively priced. And, there’s usually some leeway or customization that can be accessed. However, it is important to note that SBA loans generally require collateral, and can also include a personal guarantee. But, another good aspect of SBA loans is the funds are made available in thirty to ninety days from lenders to borrowers.

To learn more about SBA loans, just speak to the experts at, a leading provider of commercial funding in San Antonio and well beyond.